It provides downside protection and upside opportunity, which makes Growth Pathway® a smart choice for any financial strategy.
Fixed Index Annuity
Delaware Life
Growth Pathway®
A fixed index annuity product that protects and grows retirement savings
Rates Growth Pathway® Product Information
Delaware Life Growth Pathway® fixed index annuity offers choice, growth, and assurance for your retirement savings.
Growth Pathway® Index and Crediting Strategies Information
Growth Pathway® allows you to invest your money in one or a combination of index strategies and crediting options.
Protect and grow savings
Benefit from the security of a more stable and predictable annuity product.
One-step diversification
Access to two balanced and diversified multi-strategy Precision Portfolios designed to give you a simple, tailored way to meet your retirement savings goals, plus increased protection guarantees.
Extra protection
Growth Pathway® includes, at no additional cost, the Guaranteed Minimum Account Value (GMAV) feature. If the account value has not grown by a minimum amount, GMAV ensures a minimum percentage of credited interest after your annuity’s 5-year or 7-year surrender period ends.
Growth Pathway® Legal Disclosure
All products and/or options may not be available in all states. Annuity contracts contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. Your licensed financial professional can provide you with complete details. For use with policy forms ICC17-DLIC-FIA-17, ICC17- GLWB-03, ICC15-DLIC-TIW-01 and ICC15-DLIC-NHW-01. Policy and rider form numbers may vary by state.
Annuity withdrawals and other distributions of taxable amounts, including death benefit payouts, will be subject to ordinary income tax. For nonqualified contracts, an additional 3.8% federal tax may apply on net investment income. If withdrawals and other distributions are taken prior to age 59½, an additional 10% federal tax may apply. A withdrawal charge and a market value adjustment (MVA) also may apply. Withdrawals will reduce the contract value and the value of the death benefits, and also may reduce the value of the GLWB benefit.
Fixed index annuities are not securities and do not participate directly in the stock market or any index, and are not investments. It is not possible to invest directly in an index.